• If you can pay all your bills on time...
  • If you think you should try to pay extra on more than one debt each month...
  • and if think you should pay off high interest debts first...
          Then this page could change your life...

Welcome Friends of Michael Webb...
This page is especially for you!

"You can pay off all your debts,
including your mortgage, in less
than 10 years (even if you
got your mortgage yesterday)
and the more debts you have the better"

And you won't have to pinch pennies, get a second
job or cut back your spending in any way!

Leo Quinn
April 19, 2005


Dear Friend:


For eight years, I have helped thousands of middle-class Americans handle money better with my "How To Own Your Paycheck Again!" seminar.

In that time I have learned that most of what Americans think they know about money is wrong and that misinformation is hurting people all over this country everyday.

It seems that most people think they need to make more money to get out of debt and get ahead.  Or they think they have to cut out all their fun, cancel their cable TV and drive a 15 year old car.

If you can pay all your bills on time now, all you really have to do is change the way you pay your debts using the money you already make.

I am now making my seminar available in a convenient e-Book format in Adobe Acrobat PDF.


  • Why a savings account can COST you thousands of dollars.

  • Why paying off high interest debts first can be the slowest way out of debt.

  • Why paying extra money on more than one of your debts can actually keep you in debt longer.

  • Why having many debts can actually help you get out of debt faster!

  • Why your debts are often the very best investment you can make and much SAFER than today's stock market!

  • How to calculate EXACTLY when you'll be out of debt and FREE!

You don't have to get a second job or pinch pennies unless you want to!  You can get out of debt fast using the money you are already bringing home.

When you apply for credit they look at your income as a percentage of your debts.  This ratio determines how much credit you can handle.  More income means more credit.  These ratios guarantee that you could get completely out of debt in only 5-10 years.  It is a mathematical fact.



  • Enjoy the happiness and peace of mind knowing you don't owe anybody one dime!

  • INVEST your hard-earned money and get it working for YOU so you can retire early and wealthy!

  • Worry less about losing your job.  You NEED a lot less money when you are debt-free.

  • Spend less time working and more time doing the things you want to do with those you love.

A Department of Health and Human Services study says that over 96% of Americans do not achieve financial independence.  This course could help you get into the 4% who retire wealthy and comfortable.

This method works every time it is followed. It has to because it is based on simple math.

If you've been thinking that there must be a better way to deal with money, you have found it.

Here is my pledge & guarantee...

If you can pay all your bills on time now and you are serious about taking control of your financial future, this will be one of the smartest financial investments you'll ever make.

If within 30 days of your investment, you don't agree, I'll refund 100% of your purchase price, no questions asked.

In addition to the "How To Own Your Paycheck Again!" e-book you'll get SEVEN exciting bonuses...


Quick Start Video

This short video will explain the basis of how to prioritize your debts for the fastest payoff.  In under 2 minutes you'll KNOW you've made a good investment in this program.  You won't have to read a word!


You'll get a copy of THE DEBT CRUNCHER.

debt cruncher

This is a computer program I had developed that will take your debt numbers and with the click of a button, categorize them for the fastest route to getting them paid off.  It will also tell you how long it could take you to get out of debt.  ($79 Value)


An e-book copy  "The Greatest Money-Making Secret in History!" a former Amazon bestseller by Joe Vitale.


The principles outlined in this e-book were, I believe, responsible for me increasing my 2002 income to a point 40% higher than I'd ever made before.  You'll be amazed at how simple it is.  In addition to owning this e-book you can freely give it away to your friends and relatives! Yours FREE when you order "How To Own Your Paycheck Again!" ($13.95 Value)


Have you dreamed of a never-ending flow of money into your life?  Do you wish there was a way to be prosperous without a lot of hard (or boring) work?  Are you still struggling just to get by?  Would you like to learn the key secrets to attracting unlimited prosperity?   This book will help. It sells online for $29.  Yours, FREE!


An MP3 audio of a one hour telephone seminar recorded recently where I walk you step by step through the debt-elimination process.  If the formula doesn't jump out at you on the printed page, it sure will in this teleseminar.  ($39 Value)


An MP3 audio of an 85 minute teleseminar with an expert on credit and dealing with the credit reporting agencies. This call was AMAZING.  On this call you'll learn:

  • The best way to raise your score fast
  • What to do FIRST if you decide to pay off a closed or charged off debt.  Make this mistake and your credit won't improve even though you paid if off in full.
  • Can't afford to make a full payment to a creditor? You'll learn what to do so your rating doesn't get hurt
  • The TRUTH about those free credit reports offered on the Internet
  • The TRUTH about getting a whole "new" credit report.
  • The TRUTH about Consumer Credit Counseling
  • How those companies that promise to get your debt forgiven or reduced really work and the one drawback they never tell you about. ($99 Value)


FREE access to future teleseminars. These are relatively new to me and I love doing them.  In the future I'll be holding my own and inviting guests to speak on topics of interest to you and my other students.  Suggestions are always welcome! (Value ?)


All of the above will be available for INSTANT download immediately after your order is approved. The e-books are Adobde PDFs and the audios are MP3's.  You can be reading or listening to the audios in three minutes even if it's 2 A.M.

By now, you are no doubt wondering what all this is going to "cost" you.

Look, I've spent 8 years of my life sorting through all the "free" trash out there to find the real gems - the things that are *proven* to work in real life - and I'll give you unlimited access to everything *right now* for only $77.

$67 for friends of Michael Webb.

I know that I could easily charge $100 or more, and it would be worth it - but I also know that would make you feel uncomfortable and perhaps keep you from joining us.

The thing is, I want you to be able to try everything without risk, and that's why I'll give you everything for just $67. Spread it out over a year and it would be less than $1.50 per week. (Think about it... That's about what you'd expect to pay for a cup of coffee a week!) Every year after that you’ll save hundreds if not thousands of dollars in interest charges by investing $67 today. When you look at it like that this investment really doesn't cost you anything.

Would you rather invest $67 on a resource that guarantees results within a month of putting it to use (or you pay nothing) - or would you rather waste years of your life and thousands of dollars like I did, making mistakes, trying to sort through all the "free" information out there (90% of which is completely useless?)

I guarantee that a few hours of reading this material and listening to the audios will be more valuable to you than YEARS of trial and error. Losing money... Learning the hard way... You don't need that. Get the Master Plan, and you'll be able to start seeing results IMMEDIATELY.

You have the choice right now to cut through all the hype and start operating on powerhouse concepts that will put you closer to debt freedom each month.

It's up to you...

Do you want freedom? Not just money, but complete freedom to spend your time doing what you love? Then now is the time to act. Being free of debt can help give you that freedom.  Imagine how much money you’d have in your pocket each month when you don’t have any debts. It adds up fast.

Look, it's totally risk-free. The worst that can happen if you try it out and the system doesn't deliver as promised, is that you get a full refund right away, no questions asked. 

That's how confident I am that you'll love your investment. Take action now and I guarantee you'll put your finances lightyears ahead of the 96% of Americans who will end up financial failures.

You can download your own version of the "How To Own Your Paycheck Again!" e-Book and the seven BONUSES online by secure server using your Debit Card, MasterCard, Visa, Discover, American Express or Paypal by clicking here!

Once you've read through the material and listened to the audios, you can email me with any and all questions you have.  I'll get back to you quickly with the answer or point you in the right direction if I don't know the answer.

You have absolutely nothing to lose, other than your debts. You wouldn't have read this far if you weren't serious about changing your financial future.

Take the next step, RISK-FREE and download right now by clicking HERE!

Best wishes,

Leo J. Quinn, Jr.

P.S. Are you still paying for holiday gifts from last year?  A year from now will you still be worrying about your debts?  You won't, if you follow the program outlined in my e-book.

P.P.S. Imagine your future as you deserve it to be.  You can reach your  dreams and achieve your goals much faster when you are not burdened by debt.

P.P.P.S.  Listen.  I realize $67 is a decent sized investment for most people.  If you spend hours scouring the internet for money ideas or if you can't pay the phone bill and that is a common occurence then pass on this for now.  However, if you are a basically responsible person who values your time away from the computer, can pay your bills on time and/or tries to pay off the highest interest rates first and/or tries to pay extra on more than one of your debts and wonders where all your money goes each month then this will be the BEST $67 you've ever spent.

"My $20K debt (credit card, personal and car loans) can be $0 in 1-1/5 years!"

Hi Leo, I am compelled to write you.  Normally I just don't order off of the Internet but your email caught my attention as I had just made a committment to myself to "once and for all get out of debt." I finally made the decision last night to purchase your e-book and I am just ecstatic!

I stayed up until 5am this morning reading and crunching numbers. My $20K debt (credit card, personal and car loans) can be $0 in 1-1/5 years! Do you know how long I have had this credit card debt? 4-5 years!

What's interesting is looking back at statements of my perceived debt reduction plan with the "pay a little more" theory on the high interest rate cards. What a JOKE! I hadn't budged an inch overall in comparing year to year. Up and down - thinking all this time I had made progress.

I cannot tell you how grateful I am to you.

Your willingness to help and heartfelt concern is evident all over your materials. Thank you for this beautiful gift! Sincerely,

Alexandra Z

Click HERE to download right now!