THANK YOU!
I really appreciate all the people who took the time to let me know
how they've been doing with my information.



The winners of the contest are:

$200 first prize.... Karen Blaszyk
$100 second prize....Allen and Theresa Jackson
$50 third prize....Robert Lester


You can read all the entrants below.



Leo,

What were your perceptions before you bought the "How To Own Your Paycheck Again" program and were you
reluctant in any way?


Leo, I purchased your program, How To Own Your Paycheck Again January 31, 2005.

I hesitate at any program out there on the Internet, TV, or magazine that claims financial freedom and/or make money
quick schemes.  Several months before knowing about you and your program I had requested a daily mailing from
Daily Dose of Happiness, The Happy Guy, http://TheHappyGuy.com, David Leonhardt. In one of his daily doses he
mentioned you and the amazing program offer to his clients.  I did hesitate for 2 day’s, reading everything on your site,
reading over the discounted offer and picking it apart and contemplating whether this was worth the investment. 
I asked my wonderful wife who supports me in everything I do about this program to read it through, pick it apart,
and tell me what she thought about it. She said why not, lets try it. We have a mortgage debt of 132,000, Home equity
(consolidation) of 15,000 (I did this 2 months before knowing about your program), and a credit card of 600.
We have 4 children Zachary 13, Nathan 11, Tiffany 6, and Daniel 3.  My wife Theresa is a home maker and
I work full time and go to college part time with several semester full time (college is paid for by my GI Bill thanks
to the time I served in the US Navy) So we are on one income and it has been tough.  Thinking there has to be a better
way. Leo, I found the better way through your program. We greatly appreciate what you have done for us. Again, thank you.

How did you feel as a result of using the program?

Leo, that night I printed the ... file, "How To Own Your Paycheck Again" and read every word that evening. 
After the first few minutes I thought to my self that this was well worth the...investment.  Later to find that the
investment was more than just receiving an e-book, it was receiving monthly newsletters of motivation, a
personalized service of offering the teleseminars (which by the way I really enjoy), and ways to be free from the debt. 
We might be moving soon and I will have to re-read the mistake #1 portion again to make sure I don’t make the same
mistake that I’m currently in. 

Allen and Theresa Jackson
Topsham, ME 

Read more about my program here...

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k

Leo-
 
I wanted to let you know what a tremendous impact "How to Own Your Paycheck Again" has had on our life. 
I will start by telling you how discouraged I was with other programs that are on the market.  They all seem to
say the same thing- cancel your cable and eat peanut butter for a few years and then maybe, just maybe, you
too can be debt free.  Your program was a breath of fresh air for us- it is realistic and relevant to our younger
generation.  I truly believe that we were your ideal customers.
 
My husband and I are in our twenties- we have great jobs- and also a mountain of debt in the form of credit
cards, student loans and car payments.  We were paying extra on everything each month, but not really paying
off anything.  When I worked through your program, I was amazed at how much we could contribute to our
Headstart each month.  Within four months of using your program we will be credit card debt free and our 2
new cars and 60K in student loans will be paid off in less than 4 years.  The best part is that I am able to start
graduate school and pay cash!  I encourage anyone who may be reluctant to purchase your program to consider
it a wise investment.  The Debt Cruncher alone is worth the price.  Thank you for being real- and offering solutions
that work.
   
 Sincerely,
Brian and Karen Shofner
San Antonio, Texas

***********
I made the investment in your book, even though I am NOT in debt.  My single credit card is paid in full each
month; my house and car are both owned with no mortgage/loan owed on either of them.  I have, however,
found many helpful hints and other advice that I have applied to money matters that affect my life. 
Thank you for the excellent resource!
 
Carol Roscoe
Sheboygan Falls, WI  
*****************
 
k
Dear Mr. Quinn
 
When I first heard that I could pay off my debts in possibly 6 years, I thought "Oh boy here we go again,
another get rich quick scheme". The more I listened and started doing the math I couldn't believe my
eyes..I thought "hey, this could really work!"

I have only been using your method now for a little less than a month but I can already see the light at the
end of the perverbial tunnel. I have used your formulas to figure out that I will be debt free in just 7 years.
Great news for me since I was hoping to retire in 10 and the thought of retiring without debt is a fantastic prospect!
I have been telling all my friends and family about this great method to get free of debt.
Thanks for passing this strategy on! You're a lifesaver, or should I say future saver! I feel like now my future
will be alot brighter.

Karen Blaszyk
Venice Florida

Read more about my program here...

*************************

Hi Leo:
 
My testimonial has more to do with easing of frustration more  than anything else.  In February of 2003. 
I took the Early Retirement Option from my job.  At the time I was 57 years old.  Two years earlier,
realizing that I was going to retire early, I decided to hire a financial planner.  What I was hoping for was
someone who would give sound advice on how I could manage my money so that I could retire with as much
saved or invested as possible and also give me ideas about how to manage my money during retirement.
 
Now I realize that you should choose wisely when it comes to selecting a financial advisor and I thought I did. 
Selecting a well known company that everyone knows,  that is supposed to be one of the best at financial planning. 
At least that's what their ad's said.  I paid their fee of $600 and sat back and waited for the advice to come rolling in. 
Boy was I disappointed.  For the next year all they did was try to convince me to buy their products.  Insurances for
everything (which of course they offered at "reasonable rates").  I kept telling them that I wanted advice on such things
as how to invest wisely with such a short period of time remaining before my retirement and how to manage my money
during my retirement.  It got so frustrating that after a year I cut off contact with them.
 
After I retired and moved to another state, I came across your program, "How To Own Your Paycheck Again." 
I don't recall how it came to my attention but it must have been a form of synchronism :-).  I really wasn't in financial
trouble but only wanted ideas on how to maximize the money I already had and would receive in the future.  Your
program was just what I needed.  I told my wife that I wished I had seen your program before I hired that so called
financial planner, I could have saved hundreds of dollars.  I feel so comfortable now that I have been shown by your
program, ways in which to wisely use my money.  I only had a few debts before I retired but now I am down to only
one and that one will be paid off within a year.  I have been able to free up so much money, I am able to financially
help members of my family and donate to several charities.
 
The best part of the program for me was the Debt Cruncher.  It gave me the information I was looking for when I
spent all that money on a FP.  It was such a good program that I recommended it to my children and my friends. 
The investment was worth it and I want to say thanks a lot.
 
Robert Lester
Boiling Springs, SC
Formerly of New Jersey
*************************
l
 
Dear Leo,

 

Whether you were having a contest or not, I wanted to let you how my small investment in your products has changed my life!  
I am pretty careful in my everyday purchases, so I was skeptical about spending money on your products when I needed the
money to pay our credit card bills.

Some things that you said kept my interest and I became intrigued.  And then I thought, well, the small investment would
not really break me, so I gave you a chance.   Right away, I read all of the materials that you sent me.  While some things
did not apply to my situation or pique my interest, your method for paying off credit cards and the handy program that
came with it were invaluable!   I immediately put your program into action, and I have already paid off one bill, with another
to be paid off in September.  In less than 4 years, our credit card debit will be paid off!

At the time I invested in your program, I felt down and out.  I was struggling to budget our expenses, and it seemed
endless as to when and if we'd ever pay off our credit cards.   I was also dealing with a lawsuit that, due to a technicality,
might eventually cost me a considerable amount of money.  I was depressed and felt helpless.   Then you came along!

Not only have I gotten our expenses under control, but I am also earning extra money doing mystery shopping.  
I thought there wouldn't be much work available because we live in a sparsely populated area.  Wrong!  I'm easily
making $100 and more a week in my spare time and enjoying every minute of it.  This extra money is making a big
impact on our bottom line.

Life is not bleak anymore!  I am happy, in control and am looking forward to whatever the future brings.   The lawsuit
is still hanging over my head, but I won't let it get to me.  I now have the tools to cope with problems such as these.

Thank you, Leo!  You have made a positive change in my life!

Kind regards,

Dianne Moore
Los Osos, California


Read more about my program here...

************************

Hi Leo,
I bought your book because I knew that I needed some encouragement and direction. I knew that you would be able to help
me because I could tell from reading your letter that you were sincere, and I was right. I just felt that you could be trusted.

Since I started using and applying your methods, I am sleeping better, and I have much less indigestion. Worry was taking its toll on me.
I have accumulated about $30K of debts from medical expenses that my insurance did not cover. I foolishly charged these expenses
to my credit cards to avoid being hassled by the hospital's collection department. Now I wish that I had just hung on. After I charged
these expenses, one of my credit card companies doubled my rate because I was "at the limit". That was at the end of last year (2004).
When this card expired, I did not activate the new one they sent.

Since I started using your methods, I have paid down my credit cards $5K. Each month I am paying all the extra I can.
Since then, they have offered to raise my credit limit. (Fat chance I would go for that.) But, they won't lower my rate.
(Company policy.) At the rate I am going, I should have that entire balance paid early next year. I had a little set-back
because one of my kids needed my help with moving expenses, but now I am back on track. I have also taken on a part-time
job to help toward paying these bills down.

I know that I am on track to pay off all of these bills, and I am going to stay on track.
 
Jim Rittenhouse
***********************
 p

Leo,
 
When I first read your claim I was very skeptical.  I had been paying alittle extra on many bills for so long and was very
discouraged But after looking at the numbers it looks like I can be debt free house, vehicle and credit cards in 5 years! 
I have already paid off 6 bills!  Everytime I pay one off I get so excited!  I really don't know how to thank you!
 
Bonnie Smith
Enterprise, AL
*********
Your plan to get out of debt is great!  Not only do I use it, but I pass it along to my clients.

Loryee Cowan
Riverside CA

Read more about my program here...