 Are you tired of lying awake at night worrying
about your debt?
DON'T DESPAIR
- at least not until you
read how easy it is to get out of debt on your own..
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True
Stories from Satisfied
"How to Own Your Paycheck Again"
Customers
A lot of people are skeptical about
testimonials. Some don't believe they are real. Are they?
I
often wonder about that myself, especially when I see a testimonial
that says something like:
"Great Stuff"
J.S. New York
To me, there's no credibility there.
Who the heck is J.S.? I like to use full names, city and state and a picture whenever I
can.
It is
against the law for me to publish a false testimonial. The FTC can
cause me a lot of problems so you can be sure I won't do it. You
can
believe these are real testimonials from real people.
I can't guarantee your debt will be
eliminated. I can't provide personal financial advice. I can guarantee that I
will
return your money if you want, within 30 days of ordering, no questions
asked. And I can guarantee
that if you want to pay off your debt much faster than normal, I have a plan that will work
mathematically every time--if you follow it.
As you can see by the emails below,
the "How to Own Your Paycheck" program does work.
"Your
e-book is quick and easy to read and is filled with action steps"
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First of
all, thank you for making this information easily available to
people. Your
e-book is quick and easy to read and is filled with action
steps. (How many times do you read a self help book that
doesn't tell you to go and do something, and that is precisely what
people need!).
You
make it so easy to get financially organized and work toward getting
out of debt. We don't get taught information like this as we
go through life. Thanks to you, at my current rate, I'll be
debt free in 15.6 years! That's with 2 mortgages, credit card
debt, 2 car loans and an astronomical amount of student loans (and a 6
week old boy!). Add to that the amount of decreased stress
for my wife and I and it makes your book priceless.
Thanks
Leo, I can honestly say you changed my life!
Feel
free to use all my info.
Dr. Gregory R. Wollen
Wollen Family Chiropractic
Orchard Park, NY
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"I have paid off two credit accounts..."
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Dear
Leo:
I
received your book as a gift and it has opened my eyes to the mistakes
that most people, including myself, make about managing money and debt.
Using
your tools I was able to focus my money where it matters the most,
thereby reducing my debts and increasing the spending power of my
income at the same time!
Thanks
again for giving me the tools to take back my financial security!
Robin Wiesneth
Destin, Florida
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"...gave
me
the hope I needed to see that I really had a way out of all my credit
card debt."
Listen to Sheila's story:
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Leo,
A few months ago, I purchased your system "How to Own Your Paycheck
Again!" I was very skeptical at first, and I must admit it took me a
few days to make up my mind to get it. I'm sure glad I did, because I
found it to be very straightforward, fast and easy to use! My debt
reduction plan began the same day, and gave
me the hope I needed to see that I really had a way out of all my
credit card debt. I will be completely out of debt
(including my 1st & 2nd mortgage) in 12 years! I can't tell you
how happy I am to have purchased your program. THANK YOU SO MUCH LEO!
Sincerely,
Sheila Paul
Victorville, CA
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"...we have already paid off half our debt, built our emergency fund up
and will be debt-free in 3 more years."
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Leo,
I can never thank you enough for putting this program in writing and
making it
available. My husband and I were buried in debt and trying
our best to
get out of it. I was trying not to buy anything that wasn't
essential and
trying to pay a little bit extra on each bill but couldn't see that I
was
getting anywhere. When I put your method to work
for us, we
have
already paid off half our debt, built our emergency fund up and will be
debt-free in 3 more years. Thank you for
sharing.
You have made me
very happy. Thank you again.
Nancy
Wall
Winton, NC
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"Why
don't they teach this in high school?"
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Hello
Leo,
After purchasing your e-book "How to Own Your Own Paycheck Again!" I
wasn't surprised to much as it was similar to what I was thinking too.
It did however open my eyes to how financial institutions think and
made it crystal clear to me how not to spend and how to spend wisely.
Taught me how to budget correctly and I figured out that if I had a
steady Paycheck I could get out of debt in about 5 years. The
trouble is that I never had a steady job and thus never had a steady
Paycheck. Why
don't they teach this in high school?
I sure am glad that I purchased your book. I read in the Good Book that
Wisdom is the ability to use knowledge in the right way. Your book gave
me some of that knowledge too. Thank you.
D.G. Starkey
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"I
reduced
about $15,000 worth of debt in less than a year."
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Here is what the (info) did for me- it gave me some solid principles on
how to decrease the debt I had, not so I could spend more, but so I
could MAKE more. His system for decreasing debt load is simple, you
need to (get the info), learn the simple technics then FOCUS. This can
set you free from debt. I know. It did exactly that for me.
I
reduced about $15,000 worth of debt in less than a year.
Just paying minimum payments that balance would have taken me over 20
years to pay.
Lisa
Snyder (with husband Thom)
Albany, NY
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"As a single parent of three children, I was constantly worried..."
Listen
to Rebecca's story:
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Dear Leo,
I
recently purchased your program and I'm happy to say that it has
changed my life! As
a single parent of three children, I
was constantly worried that I would never have enough money to pay the
monthly bills, let alone get out of debt. Your
program has
changed all of that.
I
have paid off two credit accounts
since implementing your program and finally see a light at
the end of
the tunnel. I'm no longer resigned to the fact that I will
live my entire life in debt. I actually believe that I can
get out
of debt and enjoy my future. Your program is simple and
effective. It doesn't get much better than that.
Thank
you for my financial freedom!
Rebecca McCauley
Greensboro, NC
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"I feel
like I now have an easy-to-follow plan..."
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Hi Leo,
For years I have struggled with debt. I have opened new cards to
"consolidate" only to rack up more debt. I have always used the "pay
the highest interest first" method and would get very frustrated.
Now I am getting excited about implementing your system. I have only
read 1/4 so far. I have started to unearth all my bills and ALSO my
financial records and file system. I
feel like I now have an easy-to-follow plan to achieve my
goal of being debt-free.
Thank you.
Stuart Washburn
Tucson, AZ
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"I'm starting to sleep at night again, and don't go into panic mode if
some unexpected expense comes up..."
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Dear Leo,
I'm
probably one of the most skeptical people about online offers you
would meet. I very rarely buy anything online & always worry
about being scammed by the latest & greatest claims.
I came
across your site through one of your affiliates about a year ago
now & was intrigued by what I read. All of your
testimonials sounded very positive (don't they all?) so I signed up for
your free email newsletter (still not sure I wanted to part with my $
yet). Well, it's taken about a year, but I finally bit the bullet
& purchased your "How to Own Your Paycheck Again" package (a
hard decision for me since we were already in debt & the
thought of adding one more to the list had me feeling uneasy). I
finally decided that my way of trying to "dig us out of the whole"
wasn't completely working, so we obviously needed a different approach.
After
15+ years of drowning in debt, having just about anything you
could imagine financially damaging happen to us, feeling overwhelmed
& hopeless, we are finally seeing a light at the end of our
tunnel. What I was pleased to find was there was no "magical"
cure, just some common sense ideas/programs, a practical guide to
follow & a little patience to see the results start to
happen. And they are happening. It was also
reassuring to know that many people fall into the same pitfalls we did,
that we weren't "bad people" for not managing our money properly,
things do come up (& you have suggestions for handling this
also), and the debt will disappear if you stick with the
program.
The bonus packages you offered helped reinforce the
idea that attitude about money plays a big part in how we deal with it
& once you get the attitude right, things start to happen. It's
only been a matter of a few months, but the program is in play, the
ideas about money are starting to change, and we can see ourselves out
of debt in 6 years. I'm
starting to sleep at night again, and
don't go into panic mode if some unexpected expense comes up,
we are
able to handle it & put it in perspective.
Thanks
for all your patience, your insight & the information
you offer people.
Donna
Krochak
Nanticoke, ON
Canada
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"I could
be completely free of $181,000 in debt (including mortgage) in eight
years! WOW!!!"
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Leo,
I
must say I was skeptical when I bought your product. But now
I’m a believer! I played with the numbers, using
different amounts for my “extra” to add to my
payment schedule, and found out that I
could be completely free of
$181,000 in debt (including mortgage) in eight years!
WOW!!! I feel in control for the first time in a
long
time. Seeing the numbers in black and white and having a goal
established has made all the difference in the world. Thank
you for a wonderful product.
Sandy
Boerstler
Dallas, GA
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"...I invested in your program: Feb. 2,2006...Since then, we have paid off approximately $25,000 in debt..."
Listen to Pam's story:
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Hi Leo,
I can tell you exactly when I invested in your program: Feb.
2, 2006. I took it home over the weekend and could not put it
down. Monday morning, before I did another thing, I
completely re-structured our finances. Since then, we have
paid off approximately $25,000 in debt... I can't believe how liberating it is. We went
from maxed-out credit to freedom.
I thought about the program for about 9 months before buying
it. I've read tons of financial advice and have a Masters
in Business Administration. Your book and the complementary
books which came along with it have changed our lives. We
no longer live at our credit limit. We know that if we run
into an emergency, it's just a blip and that we can handle
it. So we don't worry about the unexpected anymore.
In fact, we don't worry any more. We have the room now to
handle things as they come up.
Your book and the others about our attitude toward money have been
liberating as well. They have changed the way I look at
things and allowed me to become a more generous and happier
person. Thank you from the bottom of my heart.
Pam Allen-Leblanc, P.ag., MBA
Fredericton, New Brunswick, Canada
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"...we
have already paid off the first of three credit cards."
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Dear
Leo,
I
purchased "How to Own Your Own Paycheck" a couple of years ago. Shortly
after that I was diagnosed
with cancer of the tongue and tonsils and my plans for getting out of
debt had to go on the back burner for a while. Now that I have
completed
all of my therapy ( or at least most of it, recovery is a very slow
process with this type of cancer) I am beginning to try once again to
follow your plan. I can see how it will work, we
have already
paid off the first of three credit cards. My mortgage is
coming up for
renewal so that will affect the flow of things for a bit. However I am
using your advice and am shopping for the best options available for my
renewal as well. I anticipate being debt free in about four years.
Thank you,
Bill
Lillo
Edmonton, Alberta
Canada
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"...I
negotiated a payoff on one of his credit cards that was far less than
anything I ever imagined was possible, saving him over $1600."
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Dear
Leo,
I'm
like a lot of people who have wasted money
on "get rich" and "change your life" programs, most of which
gather dust or
have finally
found a good use as fire starters. Not so with "How
to Own Your
Paycheck Again." Actually, I have only one outstanding
debt, having
purchased my first new car ever this spring. I
purchased your program
for a friend, whose financial situation is very different.
After
listening to one of the teleseminars on credit card debt, I
negotiated
a payoff on one of his credit cards that was far less
than anything
I ever imagined was possible, saving him over
$1600. Without
the knowledge I gained, I never would have known the
right things
to say or what was possible. That more than paid for
the investment
in your program.
After
the holidays, I'm going after the next credit card debt. My
"moneytude" has improved from day one, not just since you
started using
that word and emphasizing it. I carry a $10,000 check
(from me to me)
in my wallet, another little jewel gleamed from
recommended reading.
I am self-employed, and my income varies greatly,
yet I never
say, "I'm broke" or worry about money (much). I know I
am prosperous
and successful and will always have enough.
Reading "How to Own Your Paycheck Again" has empowered me.
Without being
obsessive, I more aware of bargains, savings and
potential.
Look out world, here I come!
Thank
you, Leo, for all your hard work. I look forward to getting
and reading
your newsletters, and to your support. Be well
& happy.
Jill
Klein Rone
Berkeley Springs, WV
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 "...I expect
to be completely debt-free, including mortgage, in 10 years or less."
Listen to Mary's story:
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Leo,
It
was early this year that I
felt drawn to purchase your book, "How to Own Your Paycheck Again!",
and
boy am I glad I did! It has come in handy more than once
during this year and I will continue to draw on the wealth of knowledge
you share. Your practical wisdom has matched my new found
Prosperity Consciousness perfectly.
I
have tried a couple of your techniques in the book. I
particularly like the Debt Cruncher, which I have used to lower my debt
consistently throughout the year and I expect to be completely
debt-free, including mortgage in 10 years or less.
I also
have utilized the Jar System to compartmentalize my income so that I
can keep track of it better and that's working out well.
These practical suggestions hold me accountable for being responsible
so that not only can I pay all the bills that come my way, but my
wealth can continue to grow. I really thank you for making
this book available at such a reasonable cost for the value it
provides.
Thank You, Leo!
Mary
Gallagher
Folsom,
PA
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"I've
canceled five credit cards and the sixth one will be canceled by
year-end."
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Leo,
I
must admit, I was very reluctant to purchase your book
online. The reason I did make the purchase is because much of
the information made sense to me. Owning my paycheck wasn't
rocket science, but common sense. After purchasing the book,
approx 3 months ago, I've
canceled 5 credit cards and the sixth one will be canceled by year end.
My outlook on our financial situation was very gloomy. Four
months later, very positive, happy, and excited to see the
progress. This is a challenge that my husband and I are
enjoying together.
Bonnie
Caird
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"We are
now looking at 3 years as opposed to 10 and Leo, it feels very good."
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Leo,
We
purchased your "How to own your own paycheck again" system earlier in
the year after studying and reading all your literature and
testimonials. Yes, we were skeptical, unsure, reluctant and
somewhat in awe at the same time. As soon as we received the
information, it became clear that we were trying to do the same thing
many other folks were doing and that was to pay high-interest debt
first with a little extra each month and then when the new bills came
and after reviewing how much of our payment was actually applied to the
principal with the interest eating up what extra we added to the
minimum payment we were, needless to say, discouraged.
Originally, we figured that if we kept paying the way we were, it would
take almost 10 years to get out of debt. Seeing that were are
in our mid-50's it was not a great feeling. Life hands you
some ups and downs and since we had been hit with a "road block" of
sorts, we ended up going into more debt than we had in 2001 due to a
situation way beyond our control.
Needless to say, we worked twice as hard again, got back on the horse,
and hoped for the best.
Upon getting in touch with our financial matters through your system, we
are now looking at 3 years as opposed to almost 10 and, Leo, it feels
very good. We thank you for showing us a better way and
helping us to feel that we are not so different from others who have
had the same money problems.
Thank you for showing us the way to the end of the tunnel and it feels
great to see the light.
Many thanks and best wishes, for the soon-to-be christmas season.
This is the best christmas present we could hope for.
Sincerely and respectfully,
The
Butcher Family
Saskatoon, Saskatchewan
Canada
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"My
husband and I actually found we were able to talk about finances
without hurt feelings or resentment clouding the issue."
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Leo,
After
purchasing and reading, "How to Own Your Paycheck Again!", my
husband and I actually found we were able to talk about finances
without hurt feelings or resentment clouding the issue.
We had gotten to the point of one person paying the bills, while the
other sat frustrated and dejected. Not a pretty site!
It was a God-send to find a program that made sense and was completely
doable. In fact, after reading through your program we had a "Duh"(why
didn't we think of that?) and a "ah Ha"(we CAN do this!) moment at the
same time. Our future is looking brighter.
Thank you SO MUCH for a wonderful solution to an age old problem.
Sharon
and Mike Caldararo
Watertown, NY
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"I was hoping to retire in 5 to 7 years and be debt-free. NOW it is a possibility."
Listen to
Lily's story:
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Leo,
I purchased "How To Own Your Paycheck Again" only three days ago.
I honestly thought I might be throwing my money away on buying
this program. After reading it from cover to cover, and finding
"headstart" money...there is hope of getting out of debt in 4 years
(including my mortgage). The process is easy to understand and
makes sense. I was hoping to retire in 5 to 7 years and be debt
free. NOW it is a possibility.
Sincerely,
Lily St. Pierre
Chicago, IL
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