A visit to your “default future”…

Ever since 1997  I’ve closed my live “How To Own Your Paycheck Again!”  workshops by suggesting to the students that if they needed motivation to get out of debt they should visit Walmart after midnight and take notice of the people working the checkout counters.
My point being that the people working at that hour tend [...]

8 comments Read The Full Article -

The Man Who Sold Hot Dogs…

I stumbled on this story last night when reading an article about not watching the daily news.
I have no idea where it originated or if it’s really true but it certainly could be.
I haven’t watched the national evening news in years.  I’m sure Brian, Diane and Katie are very nice people but they leave the [...]

15 comments Read The Full Article -

Good uses for your tax refund (or any lump sum)

Tis the season for we Americans to start getting
tax refunds from Uncle Sam.
Of course, it’s better not to get one because
it’s money you could be using during the
course of the year rather than loaning it
to the government.
But I know some people love getting that big
check this time of year so here are some ideas
for being [...]

0 comments Read The Full Article -

I am not stuck in a foreign land…

and neither is anyone on your email list.
I got another one of those emails from someone who has emailed me before, for whatever reason, and thus I was in her AOL contact list. (did I use “thus” properly there?)
Ever seen one like it?

How are you doing? Honestly, I’m doing pretty awful! I’m with [...]

0 comments Read The Full Article -

Change your credit card due date

I was poking around my chase account online last week and I noticed a link that said:
CHANGE BILL DUE DATE
It was then I recalled a common frustration I hear from my students… “All my bills are due in the first week of the month and it’s putting me behind for the rest of the month.”…or [...]

0 comments Read The Full Article -

Putting the kids to work!

I have three nieces and two nephews…ages
11, 9, 7, 3.5 and 15 days.  The three oldest
regularly ask me to help them make some money.
Obviously, at their ages their options are limited.
They live out in the country so typical things
like paper routes and lemonade stands are out.
The oldest has her own etsy store making jewelry…
http://www.etsy.com/shop/gksgam
but she [...]

0 comments Read The Full Article -

Fired Up To Organize

Getting organized is always one of the top new year resolutions.  My friend Maria Gracia is THE expert when it comes to that.
Even though she and her family live in Wisconsin and I live in NY I have dropped in on them unexpectedly at least twice in the last five years and the house is [...]

1 comment Read The Full Article -

Stuck In The Middle? What’s your number?

Have you seen the TV show “The Middle”?  It’s on ABC, Wednesday nights at 8PM (I think).
It centers around a middle class family in Indiana.  Mom sells cars and dad works a couple jobs including one delivering snacks.  I think his other job is in a quarry.  You can tell I’m a devoted fan!  They [...]

0 comments Read The Full Article -

The Top 10 Mistakes in Behavior Change

This is really good info, particularly at the start of a new year when everyone is trying to keep to their new year resolutions!
Top 10 Mistakes in Behavior Change

0 comments Read The Full Article -

The best thing you did in 2010?

I’m a little late on this but since 2006 I’ve asked my readers to tell me the best thing they did the previous year.
Think back on the past year and let me know the best thing you did.
It can be in any area of your life…finances, health, relationships, sports, stamp collecting…whatever!

Click COMMENTS below…let us know.  You might [...]

4 comments Read The Full Article -