The Leo Quinn Letter
Helping You Get Out of Debt Faster WITHOUT Pinching Pennies!
Publisher: Leo J. Quinn, Jr.
TO SUBSCRIBE: Send e-mail to paycheckclass AT aweber.com
THIS ISSUE:
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Thanks for reading.
If you missed last week's issue you can read it at:
http://clicks.aweber.com/z/ct/?hMnI5DC3IHo7QeFPb3g9iw
It happened again last night. I was conducting my "How To
Own
Your Paycheck Again!" workshop locally. I said something and the
face of one of the attendees turned angry or confused...I'm never
sure which.
So I stopped and said "what happened...what did I do?" Her face
brightened and she said..."oh nothing" I said... "that look is
usually
reserved for spouses" and she said..."yeah I wish he was here!"
There it was.
The thing I hear most often. "I wish my spouse had come".
Actually it's "I wish my HUSBAND had come" because it's mostly
woman who attend my class. (Occasionally someone will notice
this and say "what a great way to meet women...until I point
out that all THESE women are in DEBT! I'm working on a class
for rich widows now.)
Last night three couples were scheduled to attend. Two husbands
and one wife were a no-show. That's about right. Most men
are too
"cool" to be seen in a classroom...and secretly too SCARED to be in a
classroom learning about money...and mistakes they may have made.
The lone spouses are frustrated because they know they'll have a
"sell" job ahead of them when they get home...if the spouse (husband)
will even listen to what they learned.
One of the brave husbands said as he was leaving last night..."I'm
seizing control" (of the family finances). His wife was one of
those who felt she needed to have a savings account for
"emergencies".
So they had this "big" savings account earning a meager interest
rate compared to the interest rate they were PAYING on their debts.
My class gave him the solid information he needed to show her that
if you have a savings account earning 4% and you have ANY debt
where you are PAYING over 4% you are sliding backwards every single
DAY...and you will NEVER get out of debt. It's simple math.
All the statistics tell us that very few people have a savings
account at all. But if you do, realize if you have debt, that
savings account is keeping you in debt longer than you have to be.
What to do? Use the savings account to pay off a credit card (or
two) and use that empty card as your emergency fund. Paying off a
15% credit card is equivalent to earning 15% in your savings
account so it should be a no-brainer.
Look at it this way...if you have debt...you really don't have ANY
savings. It's in an account with your name on it but it's not
yours. Why delay the inevitable. Give it to its rightful
owner as
quickly as possible so you can start really saving for yourself.
If YOU'VE yet to make the investment in my program I encourage you
to read some unsolicited feedback I got this week...
"Okay, Leo...(I had to stop reading for a moment) I'm only on page
63 and my only regret is that I didn't read this BEFORE I got
married over 15 years ago!! Quite frankly, I am embarrassed by
my ignorance when it comes to sound financial management and
even more disgusted by what "the world" tries and often succeeds in
selling us.-- Although we have always had good credit, the reality
is we could be debt-free today if we had only applied the sound
principles that you suggest in your book. Instead we hold a six
digit debt (inc.mortgage)..and I'm sick to my stomach!---I'm
looking forward to applying the "empowerment" that I
feel right now in moving towards a debt-free life! Thank you!
P.S. One of the best gifts that I'll be able to share with my
children is some of
the knowledge and principles found in your book...thanks."
Tammy Matthews
Ballston Spa,NY
***
Thanks Tammy! If YOU don't have this information you owe it
to yourself to get it now!
http://clicks.aweber.com/z/ct/?pMSKPL1_oofocUqH4xZ8mg
ARTICLE ALERT:
Understanding and Clearing Your Issues with Money. Carol
Tuttle
shares how she went from $35,000 in credit card debt to debt free
in less than a year using these simple Energy Psychology techniques
she teaches on this FREE Online Audio Seminar you can listen to
right now.
http://clicks.aweber.com/z/ct/?RIL2zBgbaz7EVJsFUdSg5g
If you have an interest in starting a internet-based business in a
setting with with other like-minded people please learn about
Mark Hendricks Internet Success Seminar coming up Oct 27-29 in
Atlanta. I'll be there so be sure to let me know you are there
and we'll do lunch.
http://clicks.aweber.com/z/ct/?KluxKF3trsaQCC50C_lqXQ
Mark gave me a great boost as I started my business and he can
help you too.
If I can answer any questions for you, please drop me an email at
Leo AT LeoQuinn.com and if I don't know the answer I can point
you in the right direction.
Sincerely,
Leo
518-857-6346
P.S. The first thing I ever bought online was a book by Jim
Daniels on the topic of email. I think that was way back in 1998.
Jim is still putting out great stuff and you can learn a lot just
by watching him. He has a new report called "The New Age Wo*rk at
Home Plan: Internet-Based Financial Independence in 10 SimpleSteps"
You can read about it at
http://clicks.aweber.com/z/ct/?BwLnb6RiyecMBaRCAsmO9g
IMPORTANT: DO NOT PAY FOR IT. Click on the GOLD KEY toward the
bottom of that page for immediate access.
***
Leo-
Thanks for the link to Emergency Cas*h Generators! I don't usually
fall for such things, since most of them are rip-offs, but I took a
chance on this one because the link came from you. And I love
it!
The ideas are original and clever. There's an idea there for just
about anyone -- extravert or introvert -- and it's triggered so
many additional ideas of my own! LuAnn Check it out at:
http://clicks.aweber.com/z/ct/?SSfvPK8_13M0v.FEeIawfg
***
If you could start your own online business,
in just a week or two,
with almost no expense to get started...
Would you do it?
http://clicks.aweber.com/z/ct/?5L.RDfN.I.XYH9cbCo692g
REDISTRIBUTION POLICY
I encourage you to forward this newsletter to your friends,
associates, and colleagues for their review and enjoyment.
However, please do so only by sending it in full, thereby keeping
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Also, if you wish to post this newsletter to a newsgroup or
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copyright and subscription information. Thanks.
Copyright (c) 2005-2006, Leo J. Quinn, Jr.
Leo J Quinn Jr, LLC
P.O. Box 2423
Ballston Spa, NY 12020, USA