The Leo Quinn Letter
Helping You Get Out of Debt Faster WITHOUT Pinching Pennies!
Publisher: Leo J. Quinn, Jr.
TO SUBSCRIBE: Send e-mail to paycheckclass AT aweber.com
THIS ISSUE: How to improve your credit score
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Hello!
Hope you are having nice warm Spring weather where you are.
You may recall from last issue that I learned of something very
disturbing that some credit
cards are
doing.
If
you have a large balance and pay only the minimum on a credit card for
several months in a row,
some cards will raise your interest rate
significantly. What can you do?
It's really hard to know specifically. Every card issuer is
different. Start by reading the fine print
on your credit agreement.
Subscriber Len from Colorado had this great suggestion...
"Here's a suggestion on the proper amount to pay for credit card
balances and it works.
I've done this successfully for a while now.
To the minimum payment required by the credit card company, add the
finance charges for the
current month to come up with a total payment. For example, if the
minimum payment were $30.00
and the finance charge for that month's balance were $14.93, add the 2
together and round up to
an even $45.00. This will avoid an interest rate increase and will
bring your balance down more quickly."
Thanks Len!
Somewhere on your bill you will find the breakdown of finance charge
and principal payment.
So in Len's example if the finance charge was $14.93, the principal
reduction amount would be $15.07.
I have finished adding past newsletters to the archive at http://www.leoquinn.com/newsletter.htm
WHO DO YOU KNOW?
JOB OPENING FOR ANYONE
I wish this were the only publication you read online but I know it is
not. Most of my business comes from publishers
like myself who offer my program to their lists because they care about
their subscribers and want to help them achieve
all their goals. Being out from under the worry of debt is a big
help.
I waste a lot of time searching for quality list owners to
approach. And then it's a challenge to get them to even open
my email.
This is where you come in.
What other publications do you subscribe to and like. Who do you
know that publishes a quality newsletter?
If YOU persuade them to offer my program to their list (assuming they
don't already) you will get 10% of every sale
made to their list.
This is how this should work.
1) You review your list of contacts looking for list owners.
2) You contact these people extoling the virtues of my program...how it
has helped you and why you think their
subscribers would benefit from this information even though their
regular list topic is not about personal finance.
3) You encourage them to contact me at Leo@LeoQuinn.com for a
review copy of the program.
4) You let me know I may be hearing from so and so and to keep an eye
open.
5) You collect checks from me every few weeks.
Don't send me an email saying "you should contact this person...or that
person." You've gotta earn your keep.
You are their friend and subscriber. Hopefully they will respond
to you. You have a much better chance than I do.
That is it for this week.
To recap:
Think about who you know that has a list of subscribers who love them!
Pay your taxes and then get out and enjoy this nice weather.
If I can answer any questions for you, please drop me an email at
Leo AT LeoQuinn.com and if I don't know the answer I can point you in
the
right
direction.
Sincerely,
Leo
518-857-6346
P.S. I did get an updated photo that will be added to my website
shortly. If you absolutely can't wait and
must see what I look like now, you can quench your obsession at http://www.leoquinn.com/thenandnow.html
If you haven't already made the investment in my information and just
can't figure out how you can get out
of debt faster by NOT paying extra
on all your debts, check out a special offer for my subscribers
at:
http://www.leoquinn.com/subspecial.html
I've added a section of answers to Frequently Asked Questions to help
you.
Need some fast cas*h?
Look in your closet! I know right now
I'm sitting on at least $ 2000 worth of stuff I could sell on eBay.
If you know "how to" eBay, get started. If not here is a
great resource I've found...
http://clicks.aweber.com/z/ct/?eBY13EDyz532yqO4SKRNhQ
Have you read the story of me making $145 in my first three DAYS as a
mystery shopper? It's actually a real money making opportunity.
Read the wacky story at: http://www.LeoQuinn.com/shop.html
You can see other ways to make extra money that have worked for me
at http://www.LeoQuinn.com/moremoney.html
I got a lot of nice feedback on the "Money Is My Friend" book I
excerpted in two previous newsletters. You can read about
that book
at http://www.LeoQuinn.com/moneyfriend.html
REDISTRIBUTION POLICY
I encourage you to forward this newsletter to your friends,
associates, and colleagues for their review and enjoyment.
However, please do so only by sending it in full, thereby keeping
the copyright and subscription information intact.
Also, if you wish to post this newsletter to a newsgroup or
electronic discussion group, you may do so if you preserve the
copyright and subscription information. Thanks.
Copyright (c) 2005-2006, Leo J. Quinn, Jr.
Leo J Quinn Jr, LLC
P.O. Box 2423
Ballston Spa, NY 12020, USA