June 4, 2005
For eight years, I have helped thousands of middle-class
Americans handle money better with my "How To Own Your Paycheck Again!"
In that time I have learned that most of what Americans think
they know about money is wrong and that misinformation is hurting
people all over this country everyday.
It seems that most people think they need to make more money
to get out of debt and get ahead. Or they think they have to cut
out all their fun, cancel their cable TV and drive a 15 year old car.
If you can pay all your bills on time now, all you really have
to do is change the way you pay your debts using the money you already
I am now making my seminar available in a convenient e-Book
format in Adobe Acrobat PDF.
IN THIS e-Book YOU WILL LEARN:
- Why a savings account can COST you thousands of dollars.
- Why paying off high interest debts first can be the
slowest way out of debt.
- Why paying extra money on more than one of your debts can
actually keep you in debt longer.
- Why having many debts can actually help you get out of
- Why your debts are often the very best investment you can
make and much SAFER than today's stock market!
- How to calculate EXACTLY when you'll be out of debt and
You don't have to get a second job or pinch pennies unless you
want to! You can get out of debt fast using the money you are
already bringing home.
When you apply for credit they look at your income as a
percentage of your debts. This ratio determines how much credit
you can handle. More income means more credit. These ratios
guarantee that you could get completely out of debt in only 5-10
years. It is a mathematical fact.
"all debts (including mortgage) paid off in 6 years."
I read the e-book last night and was amazed. I
have been using my own version of this method for many years, except
paying the "high interest" accounts first.
I revamped my list and will have a car and one credit
card paid off by June,(3 months) with the possiblity of all debts
(including mortgage) paid off in 6 years. When looking at a total debt
load of $170,000, it is easy to get discouraged. But, after
mapping it all out, the day looks a lot brighter. Thanks for the
*****we will be credit card
I just wanted to let you know how much we have accomplished since I
attended your class. (not quite 2 years ago). Tomorrow I am going to
send the last payment on our last credit card....and have the account
*****we will be credit card free*****
The only bills we will have left is our mortgage (it's
going down pretty fast) and our car payment which we have about 2 1/2
years left on, but I plan on putting what I was paying on the credit
card right onto the car payment. (so it won't be long and that will be
Thanks Leo, For everything I learned in your How To Own
Your Paycheck class. It worked for us.
|"I figure I can be debt free in
about nine years."
"I attended your class recently. I was a little discouraged because it
seemed that many of the people in the class were much better off than
I. Then there was me, with a mountain of debt! I ignored those
other people and listened carefully to what you said. ... I was
determined to follow the plan you taught us. I went home and sat down
to do the worksheets you gave us. Much to my amazement I was able to
come up with $170 in "extra" money. I am very encouraged about the
future and want to thank you for the great plan of action you taught
us. I figure I can be debt free in about nine years. Before I attended
your class I assumed that I could never be debt free."
|"In one year, I have paid off over
$12,000 in debt"
In one year, I have paid off over $12,000 in debt - both credit cards
& student loans...The class was great tool to motivate me for
better financial planning. It helped me to see just how easy it
can be to get debt under control & to create wealth for
the future. Thanks again.
WHEN YOU ARE DEBT-FREE YOU CAN...
- Enjoy the happiness and peace of mind knowing you don't owe
anybody one dime!
- INVEST your hard-earned money and get it working for YOU so
you can retire early and wealthy!
- Worry less about losing your job. You NEED a lot less
money when you are debt-free.
- Spend less time working and more time doing the things you
want to do with those you love.
"...I realize I can pay off four loans
THIS YEAR alone..."
I thought I was on the right track by
paying a little bit more than the minimum on a number of debts, but the
pay down rate was still very slow. Now I have revamped the payment
schedule to your plan, and I realize I can pay off four loans THIS YEAR
alone, three more than I would have on my old method. Thanks
Glens Falls, NY
realize now, that....I can live on my money "
I spent years thinking
I had to MAKE more money. I realize now, that I have to reduce my
debt....I can live on my money...I am a single mother with two boys,
13 and 10, and last year I made $23,000 & Your course definitely
worked for me &I am not losing sleep over my bills. I do see a way
out! Thank you!
"My $20K debt (credit card,
personal and car loans)
can be $0 in 1-1/5 years!"
Hi Leo, I am compelled to write you. Normally
I just don't order off of the Internet but your email caught my
as I had just made a committment to myself to "once and for all get
out of debt." I finally made the decision last night to purchase your
e-book and I am just ecstatic!
I stayed up until 5am this morning reading and
crunching numbers. My $20K debt (credit card, personal and car loans)
can be $0 in 1-1/5 years! Do you know how long I have had this credit
card debt? 4-5 years!
What's interesting is looking back at statements
of my perceived debt reduction plan with the "pay a little more" theory
on the high interest rate cards. What a JOKE! I hadn't budged an inch
overall in comparing year to year. Up and down - thinking all
this time I had made progress.
I cannot tell you how grateful I am to you.
Your willingness to help and heartfelt concern is
all over your materials. Thank you for this beautiful gift! Sincerely,
A Department of Health and Human Services study
says that over 96% of Americans do not achieve financial
independence. This course could help you get into the 4% who
retire wealthy and comfortable.
This method works every time it is followed. It
has to because it is based on simple math.
FREQUENTLY ASKED QUESTIONS...
Will this work for people in all countries?
Indeed it does work for any country and I have many foreign students,
including one from Australia named Leo Quinn! (no relation). It's
all about getting your debts paid off and that is the
same in any language.
Does this program have
anything to do with investing, retirement or taxes?
This program has nothing to do with investing or retirement
taxes. And it doesn't matter what country you come
How will this program
affect my credit rating?
It will INSTANTLY improve it. Paying off debt in the way you'll
learn in the "How To Own Your
Paycheck Again!" program is the best way to quickly IMPROVE your credit
nothing to do with the shady and unlawful tactics you read about
online. You'll simply learn a better way to pay your debts using
money you already use to pay them.
Does this only work for
homeowners? Do I have to refinance my home?
Home ownership is not necessary. It has nothing to do with
refinancing or selling
home. Whether you own your home or rent, you'll simply
learn a better way to pay
using the money you already use to pay them.
If you've been thinking that there must be a
better way to deal with money, you have found it.
Here is my pledge & guarantee...
If you can pay all your bills on time now and you
are serious about taking control of your financial future, this will be
one of the smartest financial investments you'll ever make.
If within 30 days of your investment, you don't
agree, I'll refund 100% of your purchase price, no questions asked.
In addition to the "How
To Own Your Paycheck Again!"
e-book you'll get SEVEN
This short video will explain the
basis of how to prioritize your debts for the fastest payoff. In
under 2 minutes you'll KNOW you've made a good investment in this
program. You won't have to read a word!
You'll get a copy of THE DEBT
This is a computer program I had developed that
will take your debt numbers and with the click of a button, categorize
them for the fastest route to getting them paid off. It will also
tell you how long it could take you to get out of debt. ($79
An e-book copy "The Greatest Money-Making
Secret in History!" a former Amazon bestseller by Joe Vitale.
The principles outlined in this e-book were, I
believe, responsible for me increasing my 2002 income to a point 40%
higher than I'd ever made before. You'll be amazed at how simple
it is. In addition to owning this e-book you can freely give it
away to your friends and relatives! Yours FREE when you order
"How To Own Your Paycheck Again!" ($13.95 Value)
Have you dreamed of a
never-ending flow of money into your
life? Do you wish there was a way to be prosperous without a lot
of hard (or boring) work? Are you still struggling just to get
by? Would you like to learn the key secrets to attracting
unlimited prosperity? This book will help. It sells online
for $29. Yours, FREE!
An MP3 audio of a one hour telephone seminar
recorded recently where I walk you step by step through the
debt-elimination process. If the formula doesn't jump out at you
on the printed page, it sure will in this teleseminar. ($39 Value)
An MP3 audio of an 85 minute teleseminar with an
expert on credit and dealing with the credit reporting agencies. This
call was AMAZING. On this call you'll learn:
- The best way to raise your score fast
- What to do FIRST if you decide to pay off a closed or
charged off debt. Make this mistake and your credit won't improve
even though you paid if off in full.
- Can't afford to make a full payment to a creditor? You'll
learn what to do so your rating doesn't get hurt
- The TRUTH about those free credit reports offered on the
- The TRUTH about getting a whole "new" credit report.
- The TRUTH about Consumer Credit Counseling
- How those companies that promise to get your debt forgiven
or reduced really work and the one drawback they never tell you about.
FREE access to future teleseminars. These are
relatively new to me and I love doing them. In the future I'll be
holding my own and inviting guests to speak on topics of interest to
you and my other students. Suggestions are always welcome! (Value
All of the above will be available for INSTANT download
immediately after your order is approved. The e-books are Adobde PDFs
and the audios are MP3's. You can be reading or listening to the
audios in three minutes even if it's 2 A.M.
By now, you are no doubt wondering what all this is going
to "cost" you.
Look, I've spent 8 years of my life sorting through all the
"free" trash out there to find the real gems - the things that are
*proven* to work in real life - and I'll give you unlimited access to
everything *right now* for only $77.
not the usual $77, exclusively for our homebuyers.
I know that I could easily charge $100 or more, and it would
be worth it - but I also know that would make you feel uncomfortable
and perhaps keep you from joining us.
The thing is, I want you to be able to try everything without
risk, and that's why I'll give you everything for just $67. Spread it
out over a year and it would be less than $1.50 per week. (Think about
it... That's about what you'd expect to pay for a cup of coffee a
week!) Every year after that you’ll save hundreds if not thousands of
dollars in interest charges by investing $67 today. When you look at it
like that this investment really doesn't cost you anything.
|"I would recommend this to people
I would recommend this to people like me - who are not in huge debt and
are basically responsible but wonder "where does my paycheck go each
|"...pay off almost $20,000 debt
Did we really pay off almost $20,000 debt last
year? Oh, yeah, that's right....we paid off my husband's truck, 2
credit cards and paid down most of another credit card.....that's in
addition to the "minimums" on our other debts. We still have a
go, but we have a lot less since we've been following your plan!
Thanks for your support! Your plan really does work!!
Would you rather invest $67 on a resource that guarantees
results within a month of putting it to use (or you pay nothing) - or
would you rather waste years of your life and thousands of dollars like
I did, making mistakes, trying to sort through all the "free"
information out there (90% of which is completely useless?)
I guarantee that a few hours of reading this material and
listening to the audios will be more valuable to you than YEARS of
trial and error. Losing money... Learning the hard way... You don't
need that. Get the Master Plan, and you'll be able to start seeing
You have the choice right now to cut through all the hype and
start operating on powerhouse concepts that will put you closer to debt
freedom each month.
It's up to you...
Do you want freedom? Not just money, but complete freedom to
spend your time doing what you love? Then now is the time to act. Being
free of debt can help give you that freedom. Imagine
how much money you’d have in your pocket each month when you don’t have
any debts. It adds up fast.
Look, it's totally risk-free. The worst that can happen if you
try it out and the system doesn't deliver as promised, is that you get
a full refund right away, no questions asked.
That's how confident I am that you'll love your investment.
Take action now and I guarantee you'll put your finances lightyears
ahead of the 96% of Americans who will end up financial failures.
You can download your own version of the "How To
Your Paycheck Again!" e-Book and the seven BONUSES online by secure
server using your Debit Card, MasterCard, Visa,
Discover, American Express or Paypal by clicking here!
Once you've read through the material and
listened to the audios, you can email me with any and all questions you
have. I'll get back to you quickly with the answer or point you
in the right direction if I don't know the answer.
You have absolutely nothing to lose, other than
your debts. You wouldn't have read this far if you weren't serious
about changing your financial future.
Take the next step, RISK-FREE and download right
now by clicking HERE!
Leo J. Quinn, Jr.
P.S. Are you still paying for holiday
gifts from last year? A year from now will you still be worrying
about your debts? You won't, if you follow the program outlined
in my e-book.
P.P.S. Imagine your future as you deserve
it to be. You can reach your dreams and achieve your goals
much faster when you are not burdened by debt.
P.P.P.S. Listen. I realize $67
is a decent sized investment for most people. If you spend hours
scouring the internet for money ideas or if you can't pay the phone
bill and that is a common occurence then pass on this for now.
However, if you are a basically responsible person who values your time
away from the computer, can pay your bills on time and/or tries to pay
off the highest interest rates first and/or tries to pay extra on more
than one of your debts and wonders where all your money goes each month
then this will be the BEST $67 you've ever spent.
"My $20K debt (credit card, personal and car loans)
can be $0 in 1-1/5 years!"
Hi Leo, I am compelled to write you. Normally I
just don't order off of the Internet but your email caught my attention
as I had just made a committment to myself to "once and for all get out
of debt." I finally made the decision last night to purchase your
e-book and I am just ecstatic!
I stayed up until 5am this morning reading and crunching
numbers. My $20K debt (credit card, personal and car loans) can be $0
in 1-1/5 years! Do you know how long I have had this credit card debt?
What's interesting is looking back at statements of my
perceived debt reduction plan with the "pay a little more" theory on
the high interest rate cards. What a JOKE! I hadn't budged an inch
overall in comparing year to year. Up and down - thinking all this time
I had made progress.
I cannot tell you how grateful I am to you.
Your willingness to help and heartfelt concern is
evident all over your materials. Thank you for this beautiful gift!
Click HERE to download right now!