These Folks Are Getting Out of Debt...and So Can You!



I bought your e-program online.  I was skeptical at first but the more I read the more I thought I could do this. I didn't have any reserve to start with, so I had to pay off a small bill and when I did pay off the small bill, I really got started.   I have paid off 4 bills using this same method. Now I am going to start making payments on my second mortgage, doing everything the same way. I expect to have it paid off in 4.7 years.  If I hadn't have gotten the e-book off of Leo's web site I would have never gotten started to owning my own paycheck. Leo is a godsend!  Thanks again.

Patrick C.
OH, USA

I recently purchased your system for "How to Own Your Paycheck Again!".  I must say that I was extremely surprised at how easy and simple your system is and how it really works.  My husband and I were feeling very burdened and buried in debt.  Your system has made us feel much better about our current situation and with your system, we will be out of debt in 4.5 years!  That is awesome. 
 
But what I am most excited about is your bonus book - Keys to Power Prosperity!  I am about 1/3 of the way through and I just had to stop and take a break to let you know how thankful I am ... that you have given it to me as a bonus!!  I always knew that in order to succeed I needed to have faith and believe in myself and that I could accomplish anything.  And I have been reciting my positive affirmations to myself each morning, but I have not been totally committed to believing them 100%.  Actually, I don't even know if I ever really knew how to.    I can't wait to finish!!

THANK YOU FROM THE BOTTOM OF MY HEART!!!!

Leslie D.
LA, USA

Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE

Over the last few years, my husband and I have had to make a great deal of changes.  First off we lost 70% of our income in one month.  Now, I've always been good at saving money (at least when I have it to save) but nothing prepared me for this.  Then after overcoming that and learning to live on much less, we decided to take the plunge and open our own business.  Wow, that used up everything we had and then some. 

While were still working at expanding and making our business work (which is his line of work....not mine) I have still not been able to find a job (one that pays...in my line of work...yes I do work for the business).  This led me to finding the "How to own your own paycheck again" - I was very interested to learn how to do this since it's been a long time since I've been able to do this.  Then after doing what the book told me (very simple ideas), I realized I could be completely out of debt in 11-12 years.  My husband thought that was great! Almost unbelievable!  So Thanks.......very good concepts!

Jean R.
MI, USA

My wife bought your book for me after being referred to it by a certified coach who had great credibility with her.
 
I was skeptical because I had not had used coaches or financial advisors in the past. However, because it was a transitional time in my life and I was looking for solutions out of the mainstream for my personal debt, I decided to be open minded to whatever you had to offer.

I was blown away with the simplicity and "doability" of your program. Without a background in finances, I expected something much more complicated, and yet, here I am before something that I can replicate right away without any difficulty whatsoever. I felt relieved from the prison of financial constraint by understanding the why's behind my financial problems, consequently empowered to what steps to do, and confident as how to do it.
 
I successfully found a way to start paying OFF the debt I was carrying, not just 'hauling' that burden unchanged after reading "Mistake # 10 ("Thinking that paying off your highest interest rate debt first is the fastest way to get out of debt"). I finally discovered ways of finding the "hidden money" that I had heard so much about generically, which ultimately made me more aware of where does my money go. This 'headstart' has been helping us for the past year and has been an effective source of debt elimination.
 
Because your program has worked for us, I am ready to recommend it.

John S.
Newfoundland, Canada

Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE

I am a scientist with an MBA.  I am also the Vice-President of two very successful companies and have been responsible in a large part for their turn around and ultimate success.  So I didn't think I needed financial advice.  But my husband and I have carried debt ever since we completed University.  Each year, we went into debt by additional $5,000. despite the fact that we don't live lavishly at all.  A few years ago, I cracked down hard on our spending, and we stopped going into debt further - but we made absolutely no headway on our debt.
 
I had been eyeballing your book for some time on the Marcia Gracia website.  It sounded legit and I wanted to know what your secrets were.  In fact, when I finally made the purchase, I had been thinking about it for some 9 months and my main concern was "would it be worth it or should I use that $69 toward our debt" and that I didn't like to use my credit card on-line.
 
Your book was certainly worth it.  I stayed up till 3am reading it the first night and immediately went to work with the debt cruncher.  Now, we are 1/2 way through paying off an RRSP loan we took out over 6 years ago, but never even tried to pay because it was the lowest interest of any of our loans.  We will be done paying it sometime next month (not bad for starting at the end of January) and will be completely out of debt (including mortgage) in 7 years.  In fact, because of the income tax we will be getting back next month and my husband's surprise bonus - which I had not factored in, we will actually be out of debt much faster than this.  That is our goal.  Now that we've set it to paper, to improve on it.
 
I used to look at our mountain of consumer debt and have trouble breathing.  How could a smart, responsible couple get in this kind of situation and put their family at risk if one of us should lose a job?  As you said, it happens to smart people every day.  In fact, a friend who re-possesses automobiles mentioned that it's usually doctors and lawyers - very smart people - who he has to deal with so I know that being in debt has nothing to do with being intelligent.  I'm pleased to say that we are now on a crash course to be debt free.  And we're both very excited about it.  It's no where near as difficult as we though it would be.  Where once, we were overwhelmed, now we have a realistic plan which hasn't really changed much about our lives - except our debt.  Realizing we can be rid of all debt in less than 7 years is really encouraging.  And this is all proof positive that your program works in Canada just fine.
 
Thank you Leo - this is changing our lives.  Things seem much more in control now.  And I can breathe, even smile when I look at that debt - knowing that it will soon be behind us.
 
I have been sharing your principles with friends.  I can't believe how many of us are in the same boat.  Your program resonates with people and they are asking for more information so I am directing them to your website.
 
Keep up the great work!

Pam A.
New Brunswick, Canada

There are so many ways you have helped me and my family, I'm not even sure where to begin. 

I took your Own Your Own Paycheck course a little over a year ago and since then have paid off two of my four credit cards and have improved my credit score ...  Only about ... more points to perfect!!! When I checked my score yesterday it made me cry!!!  I have had credit problems since I was in my early 20's and got into trouble with cards that were literally handed out like ID's on my college campus.

Now, thanks to you and your program, almost 20 years later, my husband and I own a home and two cars (one paid off, the other to be...).  We have a son that we can afford to care for AND do fun stuff with.  And we are on a course to be debt free and out from under the stress we have been living with for so long.

Your constant support and encouragement through your e-mail newsletter has also given me some of the motivation I needed to make a career change.  I am hoping to launch my own business in the fall of 2006.

I can't say enough about what you do for people Leo, and I would recommend for anyone who is burdened by the stress of debt and drowning in the weight of their own finances to purchase your Paycheck program OR your Paycheck class and take their own first step!

Wendi B.
NY/USA

Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE

I Love, Love, LOVE the debt cruncher.  My husband and I have used this tool many times and we start grinning ear to ear every time our numbers go down.  You have helped us go from a 2 working parent family to 1 working and 1 stay at home with our boys (we foster and have adopted) My husband is already building a profitable home business (since November).  Our long term goal is to have us both at home.  Thank you again for the knowledge and tools you share, you have helped change our lives.

Diane M.
TX/USA

WOW!! – I don’t even know where to start. I have spent money (that I didn’t have) on books, programs, how-to videos, etc. and have never had anyone explain things so precisely and to the point and still get me motivated to do the things necessary step by step to be able to remove my debt.

I was reluctant at first because I have tried several variations of the same theme but to no avail. I continually looked for ways to get out of debt based on my income alone. I of course, did the normal things or at least tried some of them, like turning down my air, staying off my cell phone, not eating, etc. you get the picture. (No, I did not sell my TV like Charles Givens said I should.)

The very first thing I did was check out my credit report. There were three (3) things on my report that immediately did not belong, to the tune of $8900 that belonged to my ex-husband. We have been divorced for four years! I had no idea.

While that was being cleaned up I decided to talk to my HR person about my payroll deductions. She had a program that automatically figured out exactly what my net would be if I changed them (We tried several combinations). Right away I am netting $90.38 per month!!! Can I say that again $90.38 per month? Who would have figured?

That was enough to make me sit down and figure my “Budget” one step at a time just like you outlined. I had never actually taken this step in the past, it always seemed so cumbersome. Simply by doing this one thing I was looking at my bills and expenses in an entirely different manner. I started doing some research and found out things like I could change my local and long distance phone service to broadband. (This is saving me $54.96 per month!!)  I also found out that while it is convenient it is not necessarily cheaper to have all of your services in one lump package like some of the internet service providers suggest. I am keeping my satellite service for my TV and my cable service for my computer. It is costing me the exact same amount of money.

Just by the two steps above I now have $145.34 per month as my HEADSTART and I didn’t have to give up anything!

Any way I could go on and on and am still very excited about how many new things that I will uncover just by paying attention.

I just wanted to say thank-you very much. I will be completely out of debt in 14 months. When I calculated this on my own (using a spreadsheet and calculator). I was looking at over 6 years.

I am so glad I found you.

Karen L.
NC/USA

Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE


I have been using the How to Own Your Paycheck Again" and I have paid off at least one bill each month that I have been in the program.  I target one bill each month and use the debt crunching that you taught us and it really works! 
 
Wish I had know about this earlier in my life.  Thank you for showing us how to own our paycheck.

Annie B.
TN/USA

I took Leo's HOW TO OWN YOUR OWN PAYCHECK class and because of that I have completely been much more focused on being debt free.  I did not know what to expect when I entered the classroom.   I was very pleased with the ease at which Leo made us all feel as if we could accomplish the goals that we set for ourself.  I wanted to walk away feeling like I could do whatever he instructed us to do, and be able to be less in debt.   I am much less in debt and it was Leo's (information)  that I purchased that made all the difference.  

Jackie G.
NY/USA



I am in the process of divorcing, and am trying to be financially independent. I bought your book in the hope of gaining insight into some of the mysteries of where money drains to despite my efforts to keep it on a tight rein.  Your book is excellent for putting money into perspective, understanding where it goes and the necessity for calculating how much you are really paying for major purchases. Being responsible for your money is an important lesson. The debt-cruncher is great fun and works a treat, being based on sound principles, logic and maths.

I have also read the free e-book you sent on the greatest money-making secret of all time. It is inspirational, fascinating, and thought-provoking. It also put into words a concept I knew existed, but never really thought about because it was just another part of me. So, thanks for awakening understanding of a part of me which could prove to be beneficial to my financial situation.

Sarah Hague
St.Clement de Reviere
France

Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE

I just wanted to drop you a line about your amazing product and what it has done for me.

Your get out of debt system really helped me and my situation by laying out a road map that was clear and easy to follow. I am very excited about 2006 and carrying out your program and ultimately getting out of debt forever. I also appreciate the Leo Quinn newsletter and the quality content and very usable ideas.  But what I really like about you is that you only refer quality products and people to your customers.

Shaun Brown
Grand Rapids, MI
USA

I purchased "How to Own Your Paycheck" in January 2006.  I had been considering it for some time but was hesitant because I have purchased books on finance in the past and not read them.  I decided to purchase when I did because a) it was time to fish or cut bait and b) you offered a value-added premium package.

I am very glad I purchased your materials. They were easy to read and understand and provided some very usable tools.  I can now see a way out of debt much sooner than I had been able to previously.  Your materials also provide good basic financial education about credit and setting up a maintainable budgeting system.   I am beginning to see myself differently in relationship to money, which is perhaps the most important thing of all.

As a result, I have begun to pay off debt according to your system and expect to have paid off two loans, and to be making significant headway on another, within the year.  I also expect to be able to pay off my car loan well before the end of the loan period.

Thank you very much for providing these valuable resources, and for reminding us all to have a sense of humor about it rather than judging ourselves.

L.A.
Santa Barbara, CA
USA

Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE





Our local High School offers evening classes at very reasonable prices. When I saw "How to Own Your Paycheck Again" I thought that would be nice! I knew I had debt that seemed to never go away. So I took the class. I have to say I was pleasantly surprised! Leo was very insightful, and he had a very basic no brainer way of attacking your debt. I implemented his helpful hints on wherer to find some extra cash to apply toward my debt, paying off the small accounts first.
 
Since then, I've managed to payoff nearly all my debts. I have 1 credit account left and 1 car payment which will be paid in full by December. Then I'll work on paying off the mortgage! You can't imagine the freedom I already feel from these weights being lifted! Its nice to look at the future and know I have choices other than paying off credit cards! There is a great sense of freedom in what Leo Quinn is teaching!
 

Lisa Snyder
Albany, NY
USA




I never realized how the simple steps in your "How To Own Your Paycheck Again" course are SO effective and easy to understand. In addition to that , I appreciate all the useful bonuses you get by ordering. I am so thankful there are honest people with useful programs that do work out there today.

What worked best for me:

1) The Debt Cruncher program is the one I like best. (so far :) ) To be ableto plug in numbers and instantly know when you can be out of debt (by following the program of course) is very encouraging and also lets you look forward to paying bills. By buying "How To Own Your Paycheck Again" I now am much more careful of frugal spending because I know I can be applying that money to my debt and taking a ton of time off the payments.

2) I also used the advice in the chapter on paychecks to give myself about a $100 /month raise! That will help a ton on reducing my debt. These 2 items alone are worth the price of the course.

Douglas Boon
Burlington, NC
USA
Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE

At the beginning of this year, I had a new baby, over $40,000  in revolving debt,  and a fast-dropping credit rating.  I kept trying to make more than the minimum payments on my credit cards here and there but I wasn't getting anywhere in reducing my debt.  With my son adding to my budget in ways I never imagined, I knew if I didn't figure something out soon, I was going to need a miracle to avoid serious financial trouble. Then I heard about you and your "How to own your own paycheck again" book through the Get Organized NOW! website.  At first I subscribed to your newsletter, and I found that so helpful I purchased the book.  I now have a plan that will have me out of debt in about 3 YEARS.  Just 3 years!!!  I figured I'd be carrying this debt around forever!

Thank you so much, Leo.  Your plan became my miracle!

SSgt. Stephanie Csornok., USAF
Kaiserslautern, Germany


I actually purchased your "How to Own Your Own Paycheck Again" around June of 2005.  I downloaded everything onto my laptop, then took my laptop to work to read it.  For some reason I didn't implement the program until just recently.  Trying get out of debt my way didn't work...paying off the lowest interests debts first.  Using the "Debt Crucher" that I got as part of your program that I invested in finally allows me to see the light of getting out debt sooner than never.  Wereas I have been working on getting out of debt for the last 15 years doing it my way...and my debt has only increased.  I have just over $38000.00  Using the "How to Own Your Own Paycheck Again" I will be out of debt in about 5 years...YEAH!  I wish that I would have started using this program sooner...if I had I would only have about 4-years 4-months left to be out of debt.

I definitely plan on spreading the news about "How to Own Your Own Paycheck Again" to everyone I know and anyone I don't know that will listen.

R. Kelley Brenneman
Wheat Ridge, CO
USA



Hi Leo,

I have recently purchased your product ...  Since I have read through this I have considered it my bible for self esteem, courage, and motivation. I have been through major changes in the last year, going through a separation, divinding monies owed with my ex, raising children on my own and trying to find employment. Since reading your material, I have had 3 interviews, I seem to feel more control over my budget and expenses and feel ready to concur the world. I helped out a friend with a workshop that needed to be put together and in return, she has referred me to many people for work opportunities. Just having her reference alone has opened up doors for me that are amazing and unexpected. The true gift of giving, even though it was not with money but with heart. So thank you for sincerely for putting this package together. It has given me a new positive look on life and has refreshed me to keep going. I also want you to know that I was referred to you through Scott Stratten as I recieve his motivational movies once a month. He as well, has been a great motivator in my life. I share his videos with everyone I know.

Sincerely,

P.S.
USA

Get Your Own Copy of "How To Own Your Paycheck Again!" By Clicking HERE

Also Recommended...

Leo --

Thanks for the link to Emergency Cash Generators!  I don't usually "fall for" such things, since most of them are rip-offs, but I took a chance on this one because the link came from you.  And I love it!

The ideas are original and clever.  There's an idea there for just about anyone -- extravert or introvert -- and it's triggered so many additional ideas of my own!  I was so impressed that I signed up as an affiliate and am emailing all of my friends about it.

I wish my nephew had had this book when he was still in college.  He would have made a killing!

Thanks again.

LuAnne
USA

http://leoquinn.extramoney.hop.clickbank.net


I followed your link on how to sell on eBay; while I've bought and sold there before, I now realize I'm probably sitting on about $3000 worth of stuff.  Once I get that sold I can pay off another credit card, which will reduce my repayment time even further.

AND, I followed your link to 'Emergency Cash Generators.'  While not all of those ideas are practical for me (I'm overseas military) it did give me a lot of other ideas.

SSgt. Stephanie Csornok., USAF
Kaiserslautern, Germany
http://www.auctionresourcenetwork.com/cgi-bin/click.cgi?id=leoq

Dear Leo,

Based on your suggestion, I signed up to be a secret shopper and in the first week- I will have made $110!  I have earned this by shopping and buying a pair of shoes.  I didn't think it could be this easy but it is!! feel free to contact me for further testimonials because I believe in getting back your paycheck!

Kathryn Bank
Scottsdale, AZ
USA
http://www.LeoQuinn.com/shop.html

I made the purchase of  "ALL THEY NEED TO KNOW" after all the hoopla with Terry Schivo.  I know this is something you had recommended.  I have found it to be an amazing resource. 
 
For Christmas this year, I gave copies to my family and close friends.  I know a lot of them thought it was kind of strange at first, until they really looked at it.  Many have said what a wonderful gift it was. 
 
Thank you for a wonderful newsletter and your insights.  I really enjoy being a subscriber.

C.J.
USA