I bought your e-program online. I
was skeptical at first but the more I read the more I thought I could
do this. I didn't have any reserve to start with, so I had to pay off a
small bill and when I did pay off the small bill, I really got started.
I have paid off 4 bills
using this same method. Now I am going to start making payments on my
second mortgage, doing everything the same way. I expect to have it
paid off in 4.7 years. If I hadn't have gotten the e-book off of
Leo's web site I would have never gotten started to owning my own
paycheck. Leo is a godsend! Thanks again.
Patrick C.
I recently purchased your system
for "How to Own Your Paycheck Again!". I must say that I was
extremely surprised at how easy and simple your system is and how it
really works. My husband and I were feeling very burdened and
buried in debt. Your system has made us feel much better about
our current situation and with your system, we will be out of debt in
4.5 years! That is awesome.
But what I am most excited about is your bonus book - Keys to Power
Prosperity! I am about 1/3 of the way through and I just had to
stop and take a break to let you know how thankful I am ... that you
have given it to me as a
bonus!! I always knew that in order to succeed I needed to have
faith and believe in myself and that I could accomplish anything.
And I have been reciting my positive affirmations to myself each
morning, but I have not been totally committed to believing them
100%. Actually, I don't even know if I ever really knew how
to. I can't wait to finish!!
Leslie D.
Over the last few years, my
husband and I have had to make a great deal of changes. First off
we lost 70% of our income in one month. Now, I've always been
good at saving money (at least when I have it to save) but nothing
prepared me for this. Then after overcoming that and learning to
live on much less, we decided to take the plunge and open our own
business. Wow, that used up everything we had and then
some.
While were still working at expanding and making our business work
(which is his line of work....not mine) I have still not been able to
find a job (one that pays...in my line of work...yes I do work for the
business). This led me to finding the "How to own your own
paycheck again" - I was very interested to learn how to do this since
it's been a long time since I've been able to do this. Then after
doing what the book told me (very simple ideas), I realized I could be
completely out of debt in 11-12 years. My husband thought that
was great! Almost unbelievable! So Thanks.......very good
concepts!
Jean R.
My wife bought your book for me
after being referred to it by a certified coach who had great
credibility with her.
I was skeptical because I had not had used coaches or financial
advisors in the past. However, because it was a transitional time in my
life and I was looking for solutions out of the mainstream for my
personal debt, I decided to be open minded to whatever you had to
offer.
I was blown away with the simplicity and "doability" of your program.
Without a background in finances, I expected something much more
complicated, and yet, here I am before something that I can replicate
right away without any difficulty whatsoever. I felt relieved from the
prison of financial constraint by understanding the why's behind my
financial problems, consequently empowered to what steps to do, and
confident as how to do it.
I successfully found a way to start paying OFF the debt I was carrying,
not just 'hauling' that burden unchanged after reading "Mistake # 10
("Thinking that paying off your highest interest rate debt first is the
fastest way to get out of debt"). I finally discovered ways of finding
the "hidden money" that I had heard so much about generically, which
ultimately made me more aware of where does my money go. This
'headstart' has been helping us for the past year and has been an
effective source of debt elimination.
Because your program has worked for us, I am ready to recommend it.
John S.
Keep up the great work!
Pam A.
New Brunswick, Canada
There are so many ways you have
helped me and my family, I'm not even sure where to begin.
I took your Own Your Own Paycheck course a little over a year ago and
since then have paid off two of my four credit cards and have improved
my credit score ... Only about ... more points to perfect!!!
When I checked my score yesterday it made me cry!!! I have had
credit problems since I was in my early 20's and got into trouble with
cards that were literally handed out like ID's on my college campus.
Now, thanks to you and your program, almost 20 years later, my husband
and I own a home and two cars (one paid off, the other to be...).
We have a son that we can afford to care for AND do fun stuff
with. And we are on a course to be debt free and out from under
the stress we have been living with for so long.
Your constant support and encouragement through your e-mail newsletter
has also given me some of the motivation I needed to make a career
change. I am hoping to launch my own business in the fall of 2006.
I can't say enough about what you do for people Leo, and I would
recommend for anyone who is burdened by the stress of debt and drowning
in the weight of their own finances to purchase your Paycheck program
OR your Paycheck class and take their own first step!
Wendi B.
NY/USA
I Love, Love, LOVE the debt
cruncher. My husband and I have used this tool many times and we
start grinning ear to ear every time our numbers go down. You
have helped us go from a 2 working parent family to 1 working and 1
stay at home with our boys (we foster and have adopted) My husband is
already building a profitable home business (since November). Our
long term goal is to have us both at home. Thank you again for
the knowledge and tools you share, you have helped change our lives.
Diane M.
TX/USA
WOW!! – I don’t even know where
to start. I have spent money (that I didn’t have) on books, programs,
how-to videos, etc. and have never had anyone explain things so
precisely and to the point and still get me motivated to do the things
necessary step by step to be able to remove my debt.
I was reluctant at first because I have tried several variations of the
same theme but to no avail. I continually looked for ways to get out of
debt based on my income alone. I of course, did the normal things or at
least tried some of them, like turning down my air, staying off my cell
phone, not eating, etc. you get the picture. (No, I did not sell my TV
like Charles Givens said I should.)
The very first thing I did was check out my credit report. There were
three (3) things on my report that immediately did not belong, to the
tune of $8900 that belonged to my ex-husband. We have been divorced for
four years! I had no idea.
While that was being cleaned up I decided to talk to my HR person about
my payroll deductions. She had a program that automatically figured out
exactly what my net would be if I changed them (We tried several
combinations). Right away I am netting $90.38 per month!!! Can I say
that again $90.38 per month? Who would have figured?
That was enough to make me sit down and figure my “Budget” one step at
a time just like you outlined. I had never actually taken this step in
the past, it always seemed so cumbersome. Simply by doing this one
thing I was looking at my bills and expenses in an entirely different
manner. I started doing some research and found out things like I could
change my local and long distance phone service to broadband. (This is
saving me $54.96 per month!!) I also found out that while it is
convenient it is not necessarily cheaper to have all of your services
in one lump package like some of the internet service providers
suggest. I am keeping my satellite service for my TV and my cable
service for my computer. It is costing me the exact same amount of
money.
Just by the two steps above I now have $145.34 per month as my
HEADSTART and I didn’t have to give up anything!
Any way I could go on and on and am still very excited about how many
new things that I will uncover just by paying attention.
I just wanted to say thank-you very much.
I will be completely out of
debt in 14 months. When I calculated this on my own (using a
spreadsheet and calculator). I was looking at over 6 years.
I am so glad I found you.
Karen L.
NC/USA
I have been using the How to Own Your Paycheck Again" and I have
paid off at least one bill each month that I have been in the
program. I target one bill each month and use the debt crunching
that you taught us and it really works!
Wish I had know about this earlier in my life. Thank you for
showing us how to own our paycheck.
Annie B.
TN/USA
I took Leo's HOW TO OWN YOUR OWN
PAYCHECK class and because of that I have completely been much more
focused on being debt free. I did not know what to expect when I
entered the classroom. I was very pleased with the ease at
which Leo made us all feel as if we could accomplish the goals that we
set for ourself. I wanted to walk away feeling like I could do
whatever he instructed us to do, and be able to be less in
debt. I am much less in debt and it was Leo's
(information) that I purchased that made all the
difference.
Jackie G.
NY/USA
I am in the process of divorcing,
and am trying to be financially independent. I bought your book in the
hope of gaining insight into some of the mysteries of where money
drains to despite my efforts to keep it on a tight rein. Your
book is excellent for putting money into perspective, understanding
where it goes and the necessity for calculating how much you are really
paying for major purchases. Being responsible for your money is an
important lesson. The debt-cruncher is great fun and works a treat,
being based on sound principles, logic and maths.
I have also read the free e-book you sent on the greatest money-making
secret of all time. It is inspirational, fascinating, and
thought-provoking. It also put into words a concept I knew existed, but
never really thought about because it was just another part of me. So,
thanks for awakening understanding of a part of me which could prove to
be beneficial to my financial situation.
Sarah Hague
St.Clement de Reviere
France
I just wanted to drop you a line
about your amazing product and what it has done for me.
Your get out of debt system really helped me and my situation by
laying out a road map that was clear and easy to follow. I am very
excited about 2006 and carrying out your program and ultimately getting
out of debt forever. I also appreciate the Leo Quinn newsletter
and the quality content and very usable ideas. But what I really
like about you is that you only refer quality products and people to
your customers.
Shaun Brown
Grand Rapids, MI
USA
I purchased "How to Own Your Paycheck" in January 2006. I had
been considering it for some time but was hesitant because I have
purchased books on finance in the past and not read them. I
decided to purchase when I did because a) it was time to fish or cut
bait and b) you offered a value-added premium package.
I am very glad I purchased your materials. They were easy to read and
understand and provided some very usable tools. I can now see a
way out of debt much sooner than I had been able to previously.
Your materials also provide good basic financial education about credit
and setting up a maintainable budgeting system. I am
beginning to see myself differently in relationship to money, which is
perhaps the most important thing of all.
As a result, I have begun to pay off debt according to your system and
expect to have paid off two loans, and to be making significant headway
on another, within the year. I also expect to be able to pay off
my car loan well before the end of the loan period.
Thank you very much for providing these valuable resources, and for
reminding us all to have a sense of humor about it rather than judging
ourselves.
L.A.
Santa Barbara, CA
USA
Get Your Own Copy of
"How To Own Your Paycheck Again!" By Clicking HERE
Our local High School offers evening classes at very reasonable prices.
When I saw "How to Own Your Paycheck Again" I thought that would
be nice! I knew I had debt that seemed to never go away. So I took
the class. I have to say I was pleasantly surprised! Leo was very
insightful, and he had a very basic no brainer way of attacking
your debt. I implemented his helpful hints on wherer to find
some extra cash to apply toward my debt, paying off the small
accounts first.
Since then, I've managed to payoff nearly all my debts.
I have 1 credit account left and 1 car payment which will be
paid in full by December. Then I'll work on paying off the
mortgage! You can't imagine the freedom I already feel from these
weights being lifted! Its nice to look at the future and know I
have choices other than paying off credit cards! There is a great sense
of freedom in what Leo Quinn is teaching!
Lisa Snyder
Albany, NY
USA
I never realized how the simple steps in your "How To Own Your Paycheck
Again" course are SO effective and easy to understand. In addition to
that , I appreciate all the useful bonuses you get by ordering. I am so
thankful there are honest people with useful programs that do work out
there today.
What worked best for me:
1) The Debt Cruncher program is the one I like best. (so far :) ) To
be ableto plug in numbers and instantly know when you can be out of
debt (by following the program of course) is very encouraging and also
lets you look forward to paying bills. By buying "How To Own Your
Paycheck Again" I now am much more careful of frugal spending because I
know I can be applying that money to my debt and taking a ton of time
off the payments.
2) I also used the advice in the chapter on paychecks to give myself
about a $100 /month raise! That will help a ton on reducing my debt.
These 2 items alone are worth the price of the course.
Douglas Boon
Burlington, NC
USA
At the beginning of this year, I
had a new baby, over $40,000 in
revolving debt, and a fast-dropping credit rating. I kept
trying to make more than the minimum payments on my credit cards here
and there but I wasn't getting anywhere in reducing my debt. With
my son adding
to my budget in ways I never imagined, I knew if I didn't figure
something
out soon, I was going to need a miracle to avoid serious financial
trouble.
Then I heard about you and your "How to own your own paycheck again"
book through the Get Organized NOW! website. At first I
subscribed to
your newsletter, and I found that so helpful I purchased the
book. I
now have a plan that will have me out of debt in about 3 YEARS.
Just 3
years!!! I figured I'd be carrying this debt around forever!
Thank you so much, Leo. Your plan became my miracle!
SSgt. Stephanie Csornok., USAF
Kaiserslautern, Germany
I actually purchased your "How to
Own Your Own Paycheck Again"
around June of 2005. I downloaded everything onto my laptop, then
took my laptop to work to read it. For some reason I didn't
implement the program until just recently. Trying get out of debt
my way didn't work...paying off the lowest interests debts first.
Using the "Debt Crucher" that I got as part of your program that I
invested in finally allows me to see the light of getting out debt
sooner than never. Wereas I have been working on getting out of
debt for the last 15 years doing it my way...and my debt has only
increased. I have just over $38000.00 Using the "How to Own
Your Own Paycheck Again" I will be out of debt in about 5
years...YEAH! I wish that I would have started using this program
sooner...if I had I would only have about 4-years 4-months left to be
out of debt.
I definitely plan on spreading the news about "How to Own Your Own
Paycheck Again" to everyone I know and anyone I don't know that will
listen.
R. Kelley Brenneman
Wheat Ridge, CO
USA
Hi Leo,
I have recently purchased your product ... Since I have read
through this I have considered it my bible
for self esteem, courage, and motivation. I have been through major
changes in the last year, going through a separation, divinding monies
owed with my ex, raising children on my own and trying to find
employment. Since reading your material, I have had 3 interviews, I
seem to feel more control over my budget and expenses and feel ready to
concur the world. I helped out a friend with a workshop that needed to
be put together and in return, she has referred me to many people for
work opportunities. Just having her reference alone has opened up doors
for me that are amazing and unexpected. The true gift of giving, even
though it was not with money but with heart. So thank you for sincerely
for putting this package together. It has given me a new positive look
on life and has refreshed me to keep going. I also want you to know
that I was referred to you through Scott Stratten as I recieve his
motivational movies once a month. He as well, has been a great
motivator in my life. I share his videos with everyone I know.
Sincerely,
P.S.
USA
Also Recommended...
Leo --
Thanks for the link to Emergency Cash Generators! I don't usually
"fall for" such things, since most of them are rip-offs, but I took a
chance on this one because the link came from you. And I love it!
The ideas are original and clever. There's an idea there for just
about anyone -- extravert or introvert -- and it's triggered so many
additional ideas of my own! I was so impressed that I signed up
as an affiliate and am emailing all of my friends about it.
I wish my nephew had had this book when he was still in college.
He would have made a killing!
Thanks again.
LuAnne
USA
I followed your link on how to
sell on eBay; while I've bought and
sold there before, I now realize I'm probably sitting on about $3000
worth
of stuff. Once I get that sold I can pay off another credit card,
which will reduce my repayment time even further.
AND, I followed your link to 'Emergency Cash Generators.' While
not all of those ideas are practical for me (I'm overseas military) it
did give me
a lot of other ideas.
SSgt. Stephanie Csornok., USAF
Kaiserslautern, Germany
Dear Leo,
Based on your suggestion, I signed up to be a secret shopper and in the
first week- I will have made $110! I have earned this by shopping
and buying a pair of shoes. I didn't think it could be this easy
but it is!! feel free to contact me for further testimonials because I
believe in getting back your paycheck!
Kathryn Bank
Scottsdale, AZ
USA
I made the purchase of "ALL THEY NEED TO KNOW" after all the
hoopla with Terry Schivo. I know this is something you had
recommended. I have found it to be an amazing resource.
For Christmas this year, I gave copies to my family and close
friends. I know a lot of them thought it was kind of strange at
first, until they really looked at it. Many have said what a
wonderful gift it was.
Thank you for a wonderful newsletter and your insights. I
really enjoy being a subscriber.
C.J.
USA