Citizen Philanthropy – Layaway Santas

by Leo on December 17, 2011

“Citizen Philanthropy” is a fancy way of describing “regular” people who donate to good causes or their fellow man/woman/child.

Last week there were several news reports of people around the country walking into K-Mart’s and paying off strangers’ layaway accounts.

Here’s an Associated Press account: http://www.google.com/hostednews/ap/article/ALeqM5hZUIpEMHCW-Jc8KiFQoxa0CUJVxg?docId=cf968b4928dc4090bb5886ea5b7c8be5

In late November in Reading, PA  an anonymous gentleman went to the places where the poor tend to be and handed out $100 bills.  One lady with six children received $600.

Here’s a story with video on that one… http://readingeagle.com/article.aspx?id=349085

Most of us can’t afford to walk around handing out $100 bills to dozens of people.

However, by virtue of the fact you are reading this, you can probably go to a nearby K-Mart and put $10 or $20 down on someone’s layaway bill.

And before you dismiss the idea of giving even $10 or $20, ponder this:

“Do the people doing all this “citizen philanthropy” do it because they have extra money or do they have extra money because they are citizen philanthropists?”

I have my thoughts but experience it for yourself.

Here is the Kmart store locator:

http://www.kmart.com/shc/s/StoreLocatorView?storeId=10151&catalogId=10104

I think Walmart has layaway programs too if one of those is closer.

Tonight, I stopped by a Kmart in a poorer area of the Capital District.  I intentionally went after 9PM to avoid long lines.

There were two young girls working in the Layaway area.

I said “have you seen those stories of people paying off layaway accounts?” Shaneque lit right up…”the layaway Santas?”  I said “yes” and “we’d like to do that.”

She had heard of a few people doing that in her store but hadn’t processed one herself so she paged “Sheila” to handle it.

As Sheila approached she looked tired, unhappy and not looking forward to whatever was awaiting her in the Layaway area.

She pulled out the printout of layaways and started looking for accounts with toys and or clothes indicating children were going to benefit.  She confirmed that is what I wanted and I said yes, “I don’t want to be paying off some guy’s big screen TV.”

Shaneque thought that was funny.  Sheila wasn’t so impressed.

Finally, she found one for me, read off the list of toys and gave me the balance owed.  I paid it all but 14 cents so it would stay in the system.

She found another one for Dawn who paid all but 8 cents on that one.

Sheila thanked us profusely several times…Shaneque beamed during the whole process and we left feeling great.

Sheila said she’d call them in the morning even though they probably wouldn’t have minded a call at that moment.

How much we paid isn’t important.

You can find accounts that can be finished for $20 although $50-$100 is more common.

Enlist a few of your Facebook fans in your own Layaway Santa project to keep the cost down.

Even if you can’t pay off an account in full yourself, any amount you can afford will make someone’s day.

Give it a try and please let me know how it goes for you!

Merry Christmas and Happy New Year!

{ 8 comments }

The “Secret” To Success!

by Leo on December 10, 2011

I’m listening to an interview with the founder of BNI…Business Networking International.

He said something like…”if you ask any successful person to tell you the secret to their success you will NEVER hear a secret.  What you will hear is common knowledge applied uncommonly.”

So go out today and apply some common knowledge uncommonly!

{ 0 comments }

How the REAL debt management companies work…

It should surprise no one that in my position I hear my fair share of stories involving people who can’t pay their debts.
If you can pay your bills on time my “How To Own Your Paycheck Again“ program will show you how to pay off your debts in a fraction of the normal time.
If you can’t [...]

0 comments Read The Full Article -

My 1992 “appearance” on The Tonight Show with Jay Leno

The parental units are slowly emptying their house of “kid stuff”.
When you have five kids it can take up a LOT of space.
Today they had a pile of videotapes for me to go through.
As I’m typing this I’m watching a basketball game from early 1986.
So far I have four fouls and four points which was [...]

0 comments Read The Full Article -

“Cash Only Challenge” – September…

Credit Cuzzin Nancy from Hawaii with this idea.
She and I are only spending CASH in the month of September when we are transacting business in the “real world”.
The only time we will use “plastic” is at the ATM to withdraw cash.
That includes using cash to pay for gas…yup that means walking in and paying ahead [...]

3 comments Read The Full Article -

You don’t really have it all that bad…

I’m reading a book now titled:  ”Pronoia” – “Is The Antidote For Paranoia.  How The Whole World Is Conspiring To Shower You With Blessings.”
Below I’ve included the complete text of one of the early chapters.  It’s fairly long but may be something you find yourself reading more than once.
If you don’t have time to read [...]

1 comment Read The Full Article -

Another weekend with the Inverse Paranoids

As I read my entry from last year I realized I could just change the dates and everything would be nearly the same.
I spent the weekend in a place called Silver Bay, NY the YMCA of the Adirondacks.  I was attending the annual conference on the Positive Power of Humor and Creativity put on by [...]

0 comments Read The Full Article -

This is Noel…

but he is much better known by his middle name.
He’s a member of a famous music group from the 60s.
Who is he?
We have a winner!
Noel Paul Stookey from Peter, Paul and Mary.
Seemed like a very nice guy, although I haven’t been able to find my wallet since this picture was taken.  Hmmmm.

5 comments Read The Full Article -

Who is this underground celebrity?

I was roaming around the Adirondack mountains this weekend and I ran into this rather famous underground celebrity.
WE HAVE A WINNER
This is Edison Pena one of the rescued Chilean miners.  As far as I know he’s the most famous for having been on the David Letterman show and running in the NYC marathon.
He came with [...]

15 comments Read The Full Article -

A visit to your “default future”…

Ever since 1997  I’ve closed my live “How To Own Your Paycheck Again!”  workshops by suggesting to the students that if they needed motivation to get out of debt they should visit Walmart after midnight and take notice of the people working the checkout counters.
My point being that the people working at that hour tend [...]

8 comments Read The Full Article -